Fully guaranteed Funeral Plans
Unlike some Funeral Plan providers, we promise to cover all the costs of the services included in your chosen burial or cremation plan. Some providers only provide a contribution towards third party costs. We don’t think this is fair, which is why our Funeral Plans are fully guaranteed**.
See why we believe our Funeral Plans are the best available...
- With our £100 saving when you buy a Co-op Funeral Plan online and the member benefit, our Simple Funeral Plan is just £2,845
- All our funeral plans guarantee to cover the third party fees, no matter how much they might rise in the future**
- A range of payment options, so you can spread the cost up to 25 years (based on your age). Use our repayment calculator to find out more.
- If you decide to pay by instalments over 2-25 years, our funeral plans come with the Co-op Commitment***
- You can pay from as little as £16.17 a month, that’s just 53p a day.*
- 5 Star Defaqto rating for our Gold Funeral Plans.
- Compare our set Funeral Plans against other providers below, who like us, are members of the Funeral Planning Authority (FPA).
*£16.17 a month is based on a 30 year old Co-op member purchasing a Simple Funeral Plan online at £2,845 over 25 years (total amount repayable £4852.50). The same plan purchased by a 50 year old Co-op member is £16.39 a month (total amount repayable £4918.50).
**Please note that Set Burial Plans do not include the purchase of a grave.
***The Co-op Commitment; Applies if you choose to pay in instalments over 2 – 25 years. If you die after the first 12 months of your plan, but before all your instalments have been paid, Co-op will still deliver all the services provided in your plan, with no more for your family to pay. You’ll be entitled to the Co-op Commitment if you die within the first 12 months as the result of an accident, see our terms and conditions for further information.
You can purchase a Set Funeral Plan online or within your local funeral home. If you'd like more information you can speak to a member of our Funeral Planning team on 0800 088 4883.Purchase a Set Funeral Plan
Please note that the Co-op Funeralcare funeral plan prices shown below are the member prices and also include the £100 online discount.
The comparison table below also includes an ‘N/A’ column (Not Applicable). N/A means that there is no comparable plan).
(Does not include the purchase of a grave or headstone)
±Prices shown for Co-op Funeralcare funeral plans are member prices and include the £100 online discount.
*This comparison table includes only some of the main plan features for Set Funeral Plans.
^UK law requires two doctors for cremations and only one for burials. See the gov.uk website Cremation Guidance for further information.
**Price per month applies for a Funeral Plan purchased on our website including the £100 online saving and is based on payments made over 25 years. Our low cost monthly instalments give you a range of payment options, providing greater flexibility. With a choice of terms over 2 - 25 years you can spread the cost of paying for your Funeral Plan. An Instalment Charge is included in the Plan cost if you choose to pay over 2-25 years. A maximum age limit applies to the Plan Purchaser. This option is available to anyone as long as the Plan is paid for in full before the Plan Purchasers 80th birthday.
All information correct at 18th May 2018. All information included in this table has been taken from provider websites. If you intend to travel overseas, perhaps remaining there for some time, we recommend that your travel or medical insurance policy includes full cover for repatriation costs to your funeral director's premises. Please check with the provider for more details.
a) 'Fully guaranteed' means no matter how much the costs of the services specifically included in the Set Funeral Plans increase between now and the time of the funeral, there will be no more to pay for these services. Third party costs (often called disbursements) such as fees for the burial, doctor, church, minister and grave-digger are not always fully guaranteed - and the amount covered by any contribution varies between providers.
b) Not guaranteed and may incur additional costs. For further information see clause 9.2 in Golden Charter's Terms and Conditions and general Terms and Conditions of other suppliers.
c) Monthly Direct Debit payments for a fixed period. The following Direct Debit payment options are available for Co-op Funeralcare Set Funeral Plans online are 6 and 12 months at no additional charge and 24 to 300 months (25 years) with additional instalment charges as shown here. Dignity instalment charges are 24 months (5.8%), 36 months (6.9%), 60 months (15.42%) and 120 months (32,60%). Golden Leaves instalment charges are 36 and 60 months (6% pa after year 1). Golden Charter have a minimum deposit of £49 for all instalment options.
e) If you choose to spread the cost over more than 12 months an administration fee will apply
f) Payments by instalments are subject to a cumulative interest charge of 6% - The first year is interest free. Plan prices are based on a national average - in some areas of the country the prices of services maybe considerably higher - should your chosen funeral director not accept the plan at Golden Leaves' national average price you will be advised of the regional variation in pricing. For further information see their Terms and Conditions.
All competitor pricing shown in this table includes any known discounts.